It is a condition that at the time of taking out this Policy and between that time and your departure you must comply with each of the following:
1. Are you not aware of any reason why the trip should be cancelled or cut short.
2. You are not travelling:
(a) Against the advice of a Medical Practitioner.
(b) For the purpose of obtaining medical treatment or
(c) if you have been given a terminal prognosis
3. You are not receiving or awaiting treatment for an illness or injury as a hospital day case or in-patient, as any claim arising from this injury or treatment will not be covered.
4. If you are on medication at the time of your travel your medical condition must be stable and well controlled. In addition if you are travelling outside England, Scotland, Wales or Northern Ireland, the following additions conditions will apply:
You must notify the issuer of this policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip. We must be informed of any fact which is likely to influence us in the acceptance, assessment or continuance of this insurance. Failure to do so may invalidate this insurance, leaving you with no right to make a claim.
1. If you have received medical treatment as a hospital day case, in-patient during the six months prior to the booking of the trip, you must obtain from a medical practitioner at your cost confirming that you will be fit enough to take the trip.
2 If you are undergoing medical treatment as a out-patient at the date the final balance of the trip is due to be paid, a certificate of fitness confirming your ability to travel must be obtained by you at your cost.
The policy contains the following General Exclusions:
You are not covered for anything caused directly or indirectly by you suffering from stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fit enough to tske the trip.
You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of your trip.